Free financial calculators
23 calculators for loans, debt payoff, saving and budgeting. No sign-up, no email, and nothing you type ever leaves your browser.
Loans & mortgages
Loan Payment Calculator
Monthly payment, total interest and payoff date for any fixed loan.
Open calculatorAuto Loan Calculator
Car payment with trade-in, down payment and sales tax.
Open calculatorMortgage Payment Calculator
Full monthly housing payment including taxes and insurance.
Open calculatorHome Affordability Calculator
Work backwards from your income to a realistic price range.
Open calculatorRefinance Break-Even Calculator
How long until a refinance actually pays for itself.
Open calculatorAmortization Schedule Calculator
See exactly how principal and interest split each year.
Open calculatorExtra Payment Calculator
What one extra payment a month really saves you.
Open calculatorDebt payoff
Credit Card Payoff Calculator
How long a card takes to clear — and what minimums really cost.
Open calculatorDebt Payoff Calculator
Set a payoff date, or find out what your payment achieves.
Open calculatorDebt Consolidation Calculator
Compare what you pay now against one consolidated loan.
Open calculatorDebt-to-Income Ratio Calculator
The single number lenders check before approving you.
Open calculatorSaving & goals
Compound Interest Calculator
What consistent saving grows into over time.
Open calculatorSavings Goal Calculator
What to set aside each month to hit a target on time.
Open calculatorEmergency Fund Calculator
How big your buffer should be, and when you'll get there.
Open calculatorSinking Fund Calculator
Spread irregular annual costs across every month.
Open calculatorCar Affordability Calculator
Turn a comfortable payment into a realistic car price.
Open calculatorInflation Calculator
What today's costs look like years from now.
Open calculatorBudget & income
50/30/20 Budget Calculator
Split take-home pay into needs, wants and savings.
Open calculatorPaycheck Budget Calculator
Assign every paycheck to bills, savings and spending.
Open calculatorHourly to Salary Calculator
Convert an hourly rate into annual, monthly and weekly pay.
Open calculatorRaise & Cost of Living Calculator
Is your raise actually a raise after inflation?
Open calculatorSubscription Cost Calculator
The real annual price of every recurring charge.
Open calculatorNet Worth Calculator
One number that summarizes where you actually stand.
Open calculatorVerdi's calculators are educational tools that use only the numbers you enter. They are not financial, investment, tax, legal, credit or lending advice, and results are estimates that may differ from the terms a lender or provider offers you.