Take control of your money.
Everything you need to manage your financial life. One app.
Track spending, organize bills, plan ahead, manage debt, forecast cash flow, and reach your goals from one simple dashboard.
No credit card required. No bank connection required to get started.
Available
$2,480
Safe to spend
$168
After bills & buffer
Income (Aug)
$5,200
Spending (Aug)
$2,076
Cash-flow forecast
Next 30 daysProjected balances. Estimates based on the information you entered.
Spending by category
Recent transactions
Trader Joe's
Groceries · Aug 3
−$86.24
Shell
Transportation · Aug 3
−$48.10
Payroll — Northwind
Income · Aug 2
+$2400.00
Blue Bottle
Dining · Aug 2
−$7.50
Financial timeline
Today
Paycheck received
+$2,400
Projected $2,480
August 6
Car insurance
−$165
Projected $2,315
August 8
Rent
−$1,100
Projected $1,215
August 9
Netflix renewal
−$15
Projected $1,200
August 12
Credit card payment
−$240
Projected $960
Bills due
Rent
Due Aug 8
$1,100
Car insurance
Due Aug 6 · Autopay
$165
Phone
Due Aug 7 · Autopay
$65
Goals & debt
Emergency fund
$2,350 / $6,000
39% complete · Estimated completion Mar 2027
Debt payoff
$28,920 remaining
34% paid · Estimated debt-free Feb 2030
Understand your money
Every dollar in and out, organized automatically into categories, budgets and reports you can actually read.
- Income tracking
- Expense tracking
- Manual transactions
- Spending categories
- Monthly budgets
- Transaction history
- Financial reports
- Receipt scanning
- Income vs. expense comparison
- Monthly cash-flow summary
Spending by category
AugustRecent transactions
Trader Joe's
Groceries · Aug 3
−$86.24
Shell
Transportation · Aug 3
−$48.10
Payroll — Northwind
Income · Aug 2
+$2400.00
Blue Bottle
Dining · Aug 2
−$7.50
Receipt scan
Receipt information is extracted automatically and may contain errors. Review all details before saving.
Bill calendar
6 bills dueRent
Due Aug 8
$1,100
Car insurance
Due Aug 6 · Autopay
$165
Phone
Due Aug 7 · Autopay
$65
Electric
Due Aug 11
$112
Subscriptions
- Netflix$15.49 · Aug 9
- Spotify Family$19.99 · Aug 14
- iCloud+$2.99 · Aug 18
- Gym$42.00 · Aug 25
$80.47 / month · $965.64 / year
Safe to spend
Stay ahead
Know what is coming before it arrives — every bill, renewal and paycheck mapped onto your calendar.
- Bill calendar
- Subscription tracking
- Upcoming expense timeline
- Paycheck planning
- Bill-to-paycheck assignment
- Safe-to-spend calculation
- Cash-flow forecasting
- Shortfall alerts
- Recurring transaction planning
- Annual and quarterly bill reserves
See your financial future before it happens.
Verdi lines up upcoming income, bills, subscription renewals, loan payments and goal contributions, then projects your balance day by day so shortfalls never surprise you.
Lowest projected balance
$810
Safe to spend
$168
Next paycheck
Aug 16
Shortfall risk
Low
Forecasts are estimates based on expected income, scheduled bills, spending assumptions, and information entered by the user. Actual results may vary.
Upcoming
Timeline viewToday
Paycheck received
+$2,400
Projected $2,480
August 6
Car insurance
−$165
Projected $2,315
August 8
Rent
−$1,100
Projected $1,215
August 9
Netflix renewal
−$15
Projected $1,200
August 12
Credit card payment
−$240
Projected $960
August 14
Emergency fund contribution
−$150
Projected $810
August 16
Next paycheck
+$2,400
Projected $3,210
Projected balance
Reach your goals
Set a target, and Verdi calculates the contribution per paycheck and the projected completion date.
- Emergency funds
- Vacation savings
- Home down payments
- Car purchases
- Wedding funds
- Holiday spending
- Debt payoff
- Investment contribution tracking
- Custom financial goals
- Goal deadlines
- Contribution-per-paycheck calculations
- Projected completion dates
Savings goals
On trackEmergency fund
$2,350 / $6,000
39% complete · Estimated completion Mar 2027
Hawaii trip
$940 / $3,200
29% complete · Estimated completion Jun 2027
New car down payment
$1,200 / $8,000
15% complete · Estimated completion Dec 2027
Debt payoff progress
SnowballVisa •4821
22.9% APR · $240/mo
$3,240
Auto loan
6.4% APR · $389/mo
$11,480
Student loan
4.8% APR · $245/mo
$14,200
Estimated debt-free date: Feb 2030 · Estimated interest saved with $200 extra per month: $3,140
Make smarter decisions
Run the numbers before you commit. Verdi models the purchase, the loan, the extra payment and the shortfall — using only the data you entered.
Can I afford it?
Possible, but reduces cash bufferProjected impact
- Lowest projected balance falls to $310
- Cash buffer reduced below $500 for 9 days
- Emergency fund completion moves to Apr 2027
- No bills projected to go unpaid
Affordability results are estimates based on the financial information entered by the user. Verdi does not guarantee that a purchase is affordable or appropriate.
Financial assistant
Can I spend $200 this weekend?
Based on the information you entered, your safe-to-spend amount is $168 until your Aug 16 paycheck. Spending $200 would put your projected balance below your $500 buffer. One possible option is spreading the purchase across two paychecks.
Educational guidance only. Verdi does not provide personalized financial, investment, legal, tax, accounting, credit, lending, or insurance advice.
Three steps to a clear financial picture
Add your financial information
Enter income, bills, subscriptions, spending, loans, debts, and goals.
See your complete financial picture
Verdi organizes your budget, cash flow, upcoming obligations, debt, and progress.
Make confident decisions
See what is safe to spend, what is coming next, and how today's decisions affect your financial future.
Start managing your money for free.
Build your budget, track your income, organize your bills, create a savings goal, add a loan, and see your upcoming financial outlook without entering a credit card.
What you get on the free plan
- One income source
- Up to 10 recurring bills
- Manual transactions
- Basic monthly budget
- Basic spending categories
- One paycheck plan
- One savings goal
- One loan or debt
- Limited receipt scans
- 30-day cash-flow forecast
- Basic safe-to-spend calculation
Priced like a subscription. Built to cancel the rest.
Free forever to start. Plus is $5/month or $45/year, Pro is $10/month or $90/year. No card required, cancel anytime.
Free
Real value, not a short trial
- Income, bills & budgets1 income · 15 bills
- Paycheck plans1
- Savings goals2
- Loans & debts2 debts · 1 loan
- Cash-flow forecast30 days
- Receipt scanning5 / month
- Shortfall warningsNot included
- Debt payoff plannerNot included
- Advanced reports & CSV exportNot included
- Scenario planningNot included
- Household sharingNot included
- Financial assistantNot included
Plus
Billed yearly at $45/year
- Income, bills & budgetsUnlimited
- Paycheck plansUnlimited
- Savings goalsUnlimited
- Loans & debtsUnlimited
- Cash-flow forecast6 months
- Receipt scanning150 / month
- Shortfall warningsIncluded
- Debt payoff plannerIncluded
- Advanced reports & CSV exportIncluded
- Scenario planningNot included
- Household sharingNot included
- Financial assistantNot included
Pro
Billed yearly at $90/year
Best for complete financial planning
- Income, bills & budgetsUnlimited
- Paycheck plansUnlimited
- Savings goalsUnlimited
- Loans & debtsUnlimited
- Cash-flow forecast24 months
- Receipt scanning1,000 / month
- Shortfall warningsIncluded
- Debt payoff plannerIncluded
- Advanced reports & CSV exportIncluded
- Scenario planningIncluded
- Household sharingIncluded
- Financial assistant500 questions / mo
Full feature comparison
| Compare plans | Free$0 forever | Plus$45/yr · $5/mo | Pro$90/yr · $10/mo |
|---|---|---|---|
| Everyday money | |||
| Budget tracking | 1 budget | Unlimited | Unlimited |
| Expense tracking | 200 transactions | Unlimited | Unlimited |
| Income tracking | 1 source | Unlimited | Unlimited |
| Bill management | 15 bills | Unlimited | Unlimited |
| Subscription tracking | 10 subscriptions | Unlimited | Unlimited |
| Financial timeline | Included | Included | Included |
| Safe-to-spend | Basic | Full | Full |
| Paycheck planning | |||
| Paycheck plans | 1 plan | Unlimited | Unlimited |
| Bill-to-paycheck assignment | Included | Included | Included |
| Irregular & variable income planning | Not included | Not included | Included |
| Forecasting | |||
| Cash-flow forecast | 30 days | 6 months | 24 months |
| Shortfall warnings | Not included | Included | Included |
| Scenario planning | Not included | Not included | Included |
| Can-I-afford-it analysis | Not included | Not included | Included |
| Receipts & automation | |||
| Receipt scans | 5 / month | 150 / month | 1,000 / month |
| Automatic line-item extraction | Not included | Included | Included |
| Auto-categorisation & smart rules | Not included | Not included | Included |
| Goals | |||
| Savings goals | 2 goals | Unlimited | Unlimited |
| Goal contribution planning | Not included | Included | Included |
| Loans & debt | |||
| Loans & debts tracked | 2 debts, 1 loan | Unlimited | Unlimited |
| Snowball & avalanche planner | Not included | Included | Included |
| Payoff & refinance optimizer | Not included | Not included | Included |
| Financial assistant | |||
| Financial assistant | Not included | Not included | Included |
| Assistant questions | Not included | Not included | 500 / month |
| Household | |||
| Shared household budgeting | Not included | Not included | Included |
| Member roles & permissions | Not included | Not included | Included |
| Reports | |||
| Spending reports | Basic | Advanced | Advanced |
| Weekly financial summary | Not included | Included | Included |
| CSV export | Not included | Included | Included |
| Experience | |||
| Support | Community | Priority | |
| Early access to new features | Not included | Not included | Included |
What people are saying
Feedback from early and beta users during Verdi's preview period.
"I replaced a spreadsheet I had been patching together for four years. Everything finally lives in one place."
"The timeline showed me a shortage two weeks before it happened. I moved one bill and avoided an overdraft."
"Seeing my monthly cash flow written out plainly was the first time budgeting actually clicked for me."
"Assigning bills to specific paychecks made saving consistent instead of accidental."
"Subscriptions I forgot about were costing me $61 a month. That alone paid for the year."
"The debt planner gave me a payoff order and a date. I finally have a plan I understand."
Questions, answered
Yes. The free plan is free forever and includes budgeting, income tracking, up to 10 recurring bills, one paycheck plan, one goal, one loan or debt, limited receipt scans and a 30-day cash-flow forecast. No credit card is required.
Your money deserves a better plan.
Create your free account and see your income, spending, bills, goals, debt, and financial future in one place.
No credit card required.