A budget that adjusts to real life
Budgeting, built into an all-in-one money app.
Build a category budget from your actual income and spending, then watch it update as money moves. No spreadsheets, no guessing what's left.
- No credit card to start
- Bank-grade encryption
- Export or delete anytime
- Cancel in one click
Available
$2,480
Safe to spend
$168
After bills & buffer
Income (Aug)
$5,200
Spending (Aug)
$2,076
Cash-flow forecast
Next 30 daysProjected balances. Estimates based on the information you entered.
Spending by category
Recent transactions
Trader Joe's
Groceries · Aug 3
−$86.24
Shell
Transportation · Aug 3
−$48.10
Payroll — Northwind
Income · Aug 2
+$2400.00
Blue Bottle
Dining · Aug 2
−$7.50
Financial timeline
Today
Paycheck received
+$2,400
Projected $2,480
August 6
Car insurance
−$165
Projected $2,315
August 8
Rent
−$1,100
Projected $1,215
August 9
Netflix renewal
−$15
Projected $1,200
August 12
Credit card payment
−$240
Projected $960
Bills due
Rent
Due Aug 8
$1,100
Car insurance
Due Aug 6 · Autopay
$165
Phone
Due Aug 7 · Autopay
$65
Goals & debt
Emergency fund
$2,350 / $6,000
39% complete · Estimated completion Mar 2027
Debt payoff
$28,920 remaining
34% paid · Estimated debt-free Feb 2030
What budgeting gives you
Everything below is included in Verdi and works alongside your budget, bills, forecast and goals.
Category limits
Set monthly limits for groceries, transport, dining and anything else you track.
Live remaining
Every category shows what's spent, what's left and how many days remain.
Rollover control
Carry unused amounts forward, or reset each category at the start of a new month.
Overspend alerts
Get flagged early when a category is trending past its limit.
Spending by category
This monthRecent transactions
Trader Joe's
Groceries · Aug 3
−$86.24
Shell
Transportation · Aug 3
−$48.10
Payroll — Northwind
Income · Aug 2
+$2400.00
Blue Bottle
Dining · Aug 2
−$7.50
Phone — Verizon
Utilities · Aug 1
−$65.00
Three steps to set it up
- Step 01
Add your income and recurring bills so Verdi knows your baseline.
- Step 02
Set limits for the categories that matter to you.
- Step 03
Log or import spending and review your remaining balance any time.
Start using budgeting for free.
Build your budget, track your income, organize your bills, create a savings goal, add a loan, and see your upcoming financial outlook without entering a credit card.
What you get on the free plan
- One income source
- Up to 10 recurring bills
- Manual transactions
- Basic monthly budget
- Basic spending categories
- One paycheck plan
- One savings goal
- One loan or debt
- Limited receipt scans
- 30-day cash-flow forecast
- Basic safe-to-spend calculation
Priced like a subscription. Built to cancel the rest.
Free forever to start. Plus is $5/month or $45/year, Pro is $10/month or $90/year. No card required, cancel anytime.
Free
Real value, not a short trial
- Income, bills & budgets1 income · 15 bills
- Paycheck plans1
- Savings goals2
- Loans & debts2 debts · 1 loan
- Cash-flow forecast30 days
- Receipt scanning5 / month
- Shortfall warningsNot included
- Debt payoff plannerNot included
- Advanced reports & CSV exportNot included
- Scenario planningNot included
- Household sharingNot included
- Financial assistantNot included
Plus
Billed yearly at $45/year
- Income, bills & budgetsUnlimited
- Paycheck plansUnlimited
- Savings goalsUnlimited
- Loans & debtsUnlimited
- Cash-flow forecast6 months
- Receipt scanning150 / month
- Shortfall warningsIncluded
- Debt payoff plannerIncluded
- Advanced reports & CSV exportIncluded
- Scenario planningNot included
- Household sharingNot included
- Financial assistantNot included
Pro
Billed yearly at $90/year
Best for complete financial planning
- Income, bills & budgetsUnlimited
- Paycheck plansUnlimited
- Savings goalsUnlimited
- Loans & debtsUnlimited
- Cash-flow forecast24 months
- Receipt scanning1,000 / month
- Shortfall warningsIncluded
- Debt payoff plannerIncluded
- Advanced reports & CSV exportIncluded
- Scenario planningIncluded
- Household sharingIncluded
- Financial assistant500 questions / mo
Full feature comparison
| Compare plans | Free$0 forever | Plus$45/yr · $5/mo | Pro$90/yr · $10/mo |
|---|---|---|---|
| Everyday money | |||
| Budget tracking | 1 budget | Unlimited | Unlimited |
| Expense tracking | 200 transactions | Unlimited | Unlimited |
| Income tracking | 1 source | Unlimited | Unlimited |
| Bill management | 15 bills | Unlimited | Unlimited |
| Subscription tracking | 10 subscriptions | Unlimited | Unlimited |
| Financial timeline | Included | Included | Included |
| Safe-to-spend | Basic | Full | Full |
| Paycheck planning | |||
| Paycheck plans | 1 plan | Unlimited | Unlimited |
| Bill-to-paycheck assignment | Included | Included | Included |
| Irregular & variable income planning | Not included | Not included | Included |
| Forecasting | |||
| Cash-flow forecast | 30 days | 6 months | 24 months |
| Shortfall warnings | Not included | Included | Included |
| Scenario planning | Not included | Not included | Included |
| Can-I-afford-it analysis | Not included | Not included | Included |
| Receipts & automation | |||
| Receipt scans | 5 / month | 150 / month | 1,000 / month |
| Automatic line-item extraction | Not included | Included | Included |
| Auto-categorisation & smart rules | Not included | Not included | Included |
| Goals | |||
| Savings goals | 2 goals | Unlimited | Unlimited |
| Goal contribution planning | Not included | Included | Included |
| Loans & debt | |||
| Loans & debts tracked | 2 debts, 1 loan | Unlimited | Unlimited |
| Snowball & avalanche planner | Not included | Included | Included |
| Payoff & refinance optimizer | Not included | Not included | Included |
| Financial assistant | |||
| Financial assistant | Not included | Not included | Included |
| Assistant questions | Not included | Not included | 500 / month |
| Household | |||
| Shared household budgeting | Not included | Not included | Included |
| Member roles & permissions | Not included | Not included | Included |
| Reports | |||
| Spending reports | Basic | Advanced | Advanced |
| Weekly financial summary | Not included | Included | Included |
| CSV export | Not included | Included | Included |
| Experience | |||
| Support | Community | Priority | |
| Early access to new features | Not included | Not included | Included |
What people are saying
Feedback from early and beta users during Verdi's preview period.
"I replaced a spreadsheet I had been patching together for four years. Everything finally lives in one place."
"The timeline showed me a shortage two weeks before it happened. I moved one bill and avoided an overdraft."
"Seeing my monthly cash flow written out plainly was the first time budgeting actually clicked for me."
Budgeting questions, answered
Build a category budget from your actual income and spending, then watch it update as money moves. No spreadsheets, no guessing what's left.
Put budgeting to work today.
Create your free account and see your income, spending, bills, goals, debt, and financial future in one place.
No credit card required.
Verdi provides budgeting, forecasting, calculation, organization and educational tools only. Results are estimates based on the information you enter and may differ from actual outcomes. Verdi does not provide financial, investment, legal, tax, accounting, credit, lending or insurance advice.