Net Worth Calculator
Everything you own, minus everything you owe. It's the clearest single measure of financial progress over time.
Your numbers
Everything is calculated in your browser. Nothing you type here is sent to Verdi or stored anywhere.
Net worth
$135,800
assets exceed debts
- Total assets
- $462,000
- Total liabilities
- $326,200
- Liquid net worthexcludes property and vehicles
- $55,800
- Home equity
- $90,000
- Debt as a share of assets
- 70.6%
How to use this calculator
Track the direction, not the number
Net worth on any single day says little. Calculated the same way every quarter, the trend line tells you whether your plan is working.
Liquid net worth matters too
Home equity can't pay next month's bills. Watching the liquid figure alongside the headline number keeps a house-rich, cash-poor position visible.
Common questions
Should I include my car?
Include it at a realistic resale value, and include the loan against it. Leaving out both is also defensible — just stay consistent between checks.
How often should I recalculate?
Quarterly is plenty for most people. Checking monthly tends to amplify normal market and valuation noise.
This calculator is an educational estimate based only on the figures you enter. Verdi does not provide financial, investment, tax, legal, credit or lending advice. Actual rates, fees, taxes and terms offered to you may differ.