Financial disclaimer
Verdi is a budgeting, cash-flow forecasting, calculation, organization, and educational planning tool.
Verdi is not
- A bank
- A lender
- A broker
- An investment adviser
- A financial adviser
- An accountant
- A tax adviser
- An attorney
- A credit-repair company
- An insurance adviser
- A fiduciary
What this means
- · Verdi is informational and educational.
- · Verdi is not a fiduciary.
- · Use of Verdi does not establish a professional-client relationship.
- · Users are responsible for verifying all information.
- · Forecasts and calculations may contain errors.
- · Users should consult qualified professionals for important decisions.
- · Verdi does not guarantee savings.
- · Verdi does not guarantee debt reduction.
- · Verdi does not guarantee loan eligibility.
- · Verdi does not guarantee credit improvement.
- · Verdi does not guarantee financial outcomes.
Where these notices appear
Loan and debt tools
Loan, interest, payoff, and refinancing results are estimates. Actual lender terms, fees, payment schedules, and interest calculations may differ.
Can-I-Afford-It tool
Affordability results are estimates based on the financial information entered by the user. Verdi does not guarantee that a purchase is affordable or appropriate.
Forecasts
Forecasts are estimates based on expected income, scheduled bills, spending assumptions, and information entered by the user. Actual results may vary.
Receipt scanning
Receipt information is extracted automatically and may contain errors. Users must review all details before saving.
Financial assistant
Educational guidance only. Verdi does not provide personalized financial, investment, legal, tax, accounting, credit, lending, or insurance advice.
Privacy and data consent
What we collect
Only the financial information you enter: income, transactions, bills, subscriptions, budgets, goals, loans, debts and receipt images you upload.
Why we collect it
To generate your budget, cash-flow forecast, paycheck plan, goal projections and debt estimates.
How it is stored
In your account with secure authentication and encrypted storage where supported.
Whether it is shared
We do not sell your financial data. Third-party processors are used only where required to deliver a feature you requested.
Receipt processing
Receipt images are processed to extract merchant, date, line items, tax and total. Extraction may contain errors and you confirm every field before saving.
Export and deletion
You can export your data at any time, delete individual financial records, and permanently delete your account.